Friday, July 27, 2012

Will Insurance Cover the Cost of Personal Training?

Insurance companies tend to address things from a reactive standpoint rather than a preventative one.  Be that as it may, it isn't entirely unprecedented for insurance providers to cover the cost of personal training.  When you think about it, it makes a lot of sense that they would want to do this, especially for policy holders who are obese and/or are suffering from diabetes or some form of cardiovascular disease.  A properly executed fitness program reverses the disease process in all of these disorders, keeping you feeling healthy and happy while saving your insurance provider a small fortune in prescription medications and medical/surgical bills. 

It's true that your provider may not cover this expense but the only way to know is to ask.  If yours doesn't happen to be one of the providers that sees the merit in taking a proactive approach to health and wellness, it wouldn't hurt to speak up about it.  It's definitely true that it is the squeaky wheel that gets the grease.  The world would definitely be a much better place if everybody that wanted expert, personalized fitness advice and supervision could actually get it.  Also, competent personal trainers are typically very genuinely interested in helping people, are expertly equipped to do so  and, as such, deserve to earn a good living.  If people start demanding the ability to have their health issues addressed in the most effective way, by learning to become healthy, service providers will eventually have to step up to the plate and cater to their customers' demands in order to stay competitive.  So don't be shy about asking questions and making it known what you want. 


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